Andrew Carmichael

Authorised Representative Financial Adviser


“Andrew has a deep commitment to client service and specialises in providing holistic advice solutions to clients involving superannuation, taxation, investment, personal risk insurance and estate planning.”

Andrew joined the team at Varria in July 2014 and has been working in the financial planning industry since 2011. He has a particular interest in economics and investing, and enjoys staying on top of what is happening with the financial markets around the world.

He believes that a sound financial plan develops as a person matures. This provides the client with a framework and greater clarity allowing for financial decisions to be made with confidence.

Andrew holds a Bachelor degree in Commerce from the University of Queensland and a Diploma in Financial Planning. In 2020 Andrew  completed his Master of Financial Planning, the internationally recognised highest standard of qualification in the financial advisory industry.

Prior to joining Varria, he worked in various roles in the financial planning industry where he provided strategic solutions to high net wealth individuals and corporate clients.

Andrew’s interests outside of work include spending time with family and friends, travelling and keeping fit.


Master of Financial Planning
Bachelor of Commerce (Finance)
Self Managed Super Fund Accreditation (Kaplan)
Diploma of Financial Planning