What does lie beneath?

There is a view that markets make wealth and that, in creating personal wealth, the markets do the work.
They don't. The foundation of your wealth is you.

About Us


“What the client really wants is a life outcome: more time with the family, more time to develop their careers, more money to enjoy both today and in retirement”.

We are different because we don’t just talk about your money, your financial issues or your investment opportunities. We are different because we talk about you.

At Varria we believe that when people understand the characteristics that define wealth, real wealth, they can see the path to personal happiness with wealth.

Latest News

Corrections, gummy bears and grizzly bears in shares 150 150 SSJuanito

Corrections, gummy bears and grizzly bears in shares

Key points – The pullback in shares could still have further to go but a deep (grizzly) bear market is unlikely as US, global or Australian recession are unlikely. – Increasing US Federal Reserve openness to a pause in raising rates, the likelihood of a US/China trade deal sometime in the next six months and…

Cipher February 2018 Newsletter 1594 906 Clare Sanderson

Cipher February 2018 Newsletter

Health and fitness go hand in hand but did you know that being a sports lover also means you enjoy better financial fitness?  This quarter’s Cipher newsletter discusses this top and how to budget so that you can retire your way.

Tips for a Great Financial Year 150 150 SSJuanito

Tips for a Great Financial Year

All our New Year’s resolutions are centred on losing weight, exercising more or drinking less, however the new year is a great time to overhaul your financial life by putting in plans to help you get closer to your money goals and on the road to financial security and freedom. Here’s our tips for a…

Aged Care – How to Prepare 150 150 SSJuanito

Aged Care – How to Prepare

As we age, health and mobility can deteriorate and the ability to be self-reliant decreases. You are at a stage in your life where you may need in-home care or may even be considering moving into a residential aged care service, where you will receive a more suitable level of care. Making the transition into…

How To Get The Most From Your Tax Refund 150 150 SSJuanito

How To Get The Most From Your Tax Refund

Getting The Most From Your Tax Refund Your annual tax refund can be easily be spent on a fancy weekend away, some new clothes or some extravagant purchase but don’t throw away your tax refund. Think about it as a surprise gift of money that can kick-start your savings. Here’s our tips to get the…

Getting Into The Property Market 150 150 SSJuanito

Getting Into The Property Market

Getting into the property market is difficult these days, but it is not impossible if you are prepared to do the hard work and make a few sacrifices. Here are our tips for young investors wanting to enter into the property market. Develop the right mindset.  Think of property as a long-term commitment.  Start thinking…

I’m Only 40 – Why Should I Be Thinking About Retirement? 150 150 SSJuanito

I’m Only 40 – Why Should I Be Thinking About Retirement?

You have just reached 40 years of age and are probably busy raising a young family, paying off a mortgage and retirement seems so far away. Start planning early because before you know it you will be turning 50 or even 60 and not have even given your retirement or your finances much thought. With…

Our Six Tips for Surviving The Silly Season 150 150 SSJuanito

Our Six Tips for Surviving The Silly Season

Every year I say to myself that I will be better prepared for Christmas and here we are again in December and I have let Christmas sneak up on me again. Here are a few simple tips to help you financially survive the silly season. Make a list – Make a list of everyone that…

Our Client Event with Dr Shane Oliver 150 150 SSJuanito

Our Client Event with Dr Shane Oliver

Some of our advisers and clients recently attended a presentation from Dr Shane Oliver who is AMP Capital’s Head of Investment Strategy and Chief Economist held at the Victoria Park Gold Complex Dr Shane Oliver is one of Australia’s most recognised and respected professionals in the Financial Services Industry and was able to provide us…